Bihar me chal rahi adhiktar sarkari yojanao jaise Mahila, Kisan, Chhatra, Pension aur LPG subsidy ka payment Direct Benefit Transfer (DBT) ke madhyam se seedha beneficiary ke bank account me bheja jata hai. DBT labh pane ke liye 3 chize sabse zyada jaruri hoti hain – Aadhaar Bank Seeding, NPCI Mapping aur eKYC Verification. Agar inme se koi bhi step incomplete ho to payment pending ya fail ho sakta hai. Bihar Yojana Sathi aapko in sabhi steps ko aasani se samajhne aur complete karne me madad karta hai. Niche aapko har process Hindi + English mix me detail me milega aur sath me sabhi official government links bhi sahi tarike se embed kiye gaye hain.
DBT kya hai?
DBT ek government payment system hai jisme subsidy ya benefit ki rashi directly Aadhaar-linked bank account me transfer hoti hai. Bihar me ye system transparent aur fast payment ensure karta hai. DBT overview official portal: https://dbtbharat.gov.in
Aadhaar Bank Seeding (Aadhaar ko Bank se Jodna)
Aadhaar Bank Seeding ka matlab hai apne Aadhaar number ko apne active bank account ke sath link karna taaki DBT payment receive ho sake. Ye process aap bank branch me jaakar ya kuch banks me mobile/internet banking se bhi kar sakte hain. Aadhaar related services official site: https://uidai.gov.in
NPCI Mapping / Aadhaar Payment Bridge (APB) Status
NPCI mapping ka matlab hai aapka Aadhaar DBT payment ke liye National Payments Corporation of India (NPCI) ke system me mapped hona. Isse payment government se bank tak sahi route se pahuchta hai. DBT bank mapping ka official status aap PFMS portal par check kar sakte hain: https://pfms.nic.in
eKYC kya hai aur kyu jaruri hai? (Kisan/Mahila/Students)
eKYC ek identity verification process hai jo ye confirm karta hai ki applicant real beneficiary hai. Kai schemes jaise PM Kisan, Mahila Udyami, Scholarship aur Pension me eKYC mandatory hota hai. PM Kisan me eKYC yahan se kare: https://pmkisan.gov.in. Scholarship eKYC/login: https://scholarships.gov.in. Bihar agriculture DBT dashboard: https://dbtagriculture.bihar.gov.in
eKYC kaise kare – Online Process (Hindi me Simple Steps)
Official portal par jaye, apna registration number/mobile/Aadhaar enter kare, OTP verify kare (jo mobile number Aadhaar me registered ho usi par OTP aayega), biometric eKYC (agar portal par biometric option ho) aap najdiki CSC/Block/e-Kalyan/PACS/DBT center par kar sakte hain. CSC locator: https://findmycsc.nic.in
Bihar me Biometric eKYC kahan hota hai?
Biometric eKYC aap Common Service Center (CSC), PACS Center (for farmers), Block RTPS/DBT counters, e-Kalyan centers par kara sakte hain. CSC search: https://findmycsc.nic.in
DBT Payment Status Kaise Check Kare
Agar aapko kisi scheme ka payment status dekhna ho to niche diye official portals ka use kare:
PFMS DBT Payment Track: https://pfms.nic.in, PM Kisan Payment Status: https://pmkisan.gov.in, Bihar Agriculture DBT: https://dbtagriculture.bihar.gov.in, Ayushman beneficiary DBT check: https://pmjay.gov.in, LPG subsidy status (Ujjwala): https://pmuy.gov.in, National Scholarship DBT: https://pfms.nic.in or https://scholarships.gov.in
DBT Fail/Pending Reasons (Common Problems)
Aadhaar bank se linked nahi hai, NPCI me mapping nahi hua hai, eKYC pending hai, bank account inactive/closed hai, name mismatch (Aadhaar vs Bank vs Scheme form), DBT option disabled by bank, mobile number not linked to Aadhaar for OTP, DBT credit freeze due to verification.
Solutions (Hindi me)
Bank branch me jaakar Aadhaar seeding form submit kare, Aadhaar name aur bank passbook name same rakhe, eKYC turant portal/CSC se complete kare, Bank account ko active rakhe, PFMS me NPCI status verify kare, PACS center par farmer mapping check karwaye: https://epacs.bih.nic.in, Aadhaar update if mismatch: https://uidai.gov.in
Aadhaar Update Services (If details are wrong)
Agar Aadhaar me koi correction karna ho (Name/DOB/Address/Mobile) to UIDAI portal par jaye: https://uidai.gov.in
Bank DBT/NPCI Customer Care
NPCI support info: https://npci.org.in, DBT payment complaint via bank – list of major banks in Bihar including SBI, PNB, BOI, Canara etc: https://rbi.org.in/Scripts/PublicationsView.aspx?id=12043
Important Tip for Bihar Citizens (Hindi me)
DBT payment pane ke liye Aadhaar + Bank + NPCI + eKYC 100% correct aur active hona chahiye. Kisi bhi yojana me apply karne se pehle Aadhaar bank linking aur eKYC check jarur kar le.